/* =========================================================
   Bill Metta — Core Stylesheet
   Table of contents:
   1. CSS Variables / Design Tokens
   2. Reset & Base
   3. Typography
   4. Layout / Containers
   5. Buttons
   6. Site Header & Navigation
   7. Hero
   8. Trust Strip
   9. Section Headings / Eyebrows
   10. Service Cards
   11. About / Story Panel
   12. Stats Panel
   13. Core Values Cards
   14. Process Steps
   15. Benefits / Dashboard Illustration
   16. CTA Section
   17. FAQ Accordion
   18. Contact Page / Form
   19. Legal Pages
   20. Footer
   21. Back to Top
   22. Scroll Reveal / Utility Animations
   ========================================================= */

/* ---------- 1. CSS Variables ---------- */
:root {
  --navy-950: #071735;
  --navy-900: #0b2048;
  --navy-800: #122d5c;
  --gold-500: #d5ad43;
  --gold-400: #e2bd59;
  --gold-300: #efcf78;
  --white: #ffffff;
  --off-white: #f8f8f5;
  --light-blue: #e8edf6;
  --light-grey: #eef1f5;
  --text-dark: #102347;
  --text-body: #606773;
  --border: #d9dee7;

  --font-heading: 'Playfair Display', Georgia, 'Times New Roman', serif;
  --font-body: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;

  --container-width: 1200px;
  --container-padding: 1.5rem;

  --radius-sm: 6px;
  --radius-md: 10px;
  --radius-lg: 16px;

  --shadow-sm: 0 2px 10px rgba(11, 32, 72, 0.06);
  --shadow-md: 0 10px 30px rgba(11, 32, 72, 0.10);
  --shadow-lg: 0 20px 50px rgba(11, 32, 72, 0.16);

  --transition-fast: 160ms ease;
  --transition-base: 260ms cubic-bezier(0.2, 0.65, 0.3, 1);

  --header-height: 84px;
}

/* ---------- 2. Reset & Base ---------- */
*,
*::before,
*::after {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

@media (prefers-reduced-motion: reduce) {
  html {
    scroll-behavior: auto;
  }
  *,
  *::before,
  *::after {
    animation-duration: 0.001ms !important;
    animation-iteration-count: 1 !important;
    transition-duration: 0.001ms !important;
    scroll-behavior: auto !important;
  }
}

body {
  margin: 0;
  font-family: var(--font-body);
  font-size: 16px;
  line-height: 1.65;
  color: var(--text-body);
  background: var(--white);
  -webkit-font-smoothing: antialiased;
  text-rendering: optimizeLegibility;
  overflow-x: hidden;
}

body.no-scroll {
  overflow: hidden;
}

img {
  max-width: 100%;
  height: auto;
  display: block;
}

a {
  color: inherit;
  text-decoration: none;
}

ul,
ol {
  padding: 0;
  margin: 0;
  list-style: none;
}

button {
  font-family: inherit;
  cursor: pointer;
}

input,
textarea,
select {
  font-family: inherit;
  font-size: 1rem;
}

/* Skip link */
.skip-link {
  position: absolute;
  left: 0;
  top: -100px;
  background: var(--gold-500);
  color: var(--navy-950);
  padding: 0.75rem 1.25rem;
  z-index: 1000;
  font-weight: 600;
  border-radius: 0 0 var(--radius-sm) 0;
  transition: top var(--transition-fast);
}

.skip-link:focus {
  top: 0;
}

/* Focus visibility */
a:focus-visible,
button:focus-visible,
input:focus-visible,
textarea:focus-visible,
select:focus-visible,
.faq-question:focus-visible {
  outline: 3px solid var(--gold-500);
  outline-offset: 3px;
  border-radius: 4px;
}

/* ---------- 3. Typography ---------- */
h1, h2, h3, h4 {
  font-family: var(--font-heading);
  color: var(--text-dark);
  line-height: 1.2;
  margin: 0 0 1rem;
  font-weight: 700;
}

h1 { font-size: clamp(2.4rem, 4.5vw + 1rem, 4.2rem); }
h2 { font-size: clamp(1.9rem, 2.6vw + 1rem, 2.75rem); }
h3 { font-size: clamp(1.3rem, 1.2vw + 1rem, 1.6rem); }
h4 { font-size: 1.15rem; }

p {
  margin: 0 0 1rem;
}

.lede {
  font-size: 1.15rem;
  color: var(--text-body);
}

strong {
  color: var(--text-dark);
}

/* ---------- 4. Layout / Containers ---------- */
.container {
  width: 100%;
  max-width: var(--container-width);
  margin-inline: auto;
  padding-inline: var(--container-padding);
}

section {
  padding: clamp(3.5rem, 6vw, 6.5rem) 0;
}

.section-tight {
  padding-top: clamp(2rem, 4vw, 3.5rem);
}

.bg-navy {
  background: linear-gradient(180deg, var(--navy-950), var(--navy-900));
  color: rgba(255, 255, 255, 0.82);
}

.bg-navy h2,
.bg-navy h3 {
  color: var(--white);
}

.bg-off-white {
  background: var(--off-white);
}

.bg-light-blue {
  background: var(--light-blue);
}

.grid {
  display: grid;
  gap: 2rem;
}

/* ---------- 5. Buttons ---------- */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.5rem;
  padding: 0.9rem 1.85rem;
  border-radius: var(--radius-sm);
  font-weight: 600;
  font-size: 0.95rem;
  letter-spacing: 0.01em;
  border: 1px solid transparent;
  transition: transform var(--transition-fast), box-shadow var(--transition-fast), background-color var(--transition-fast), color var(--transition-fast), border-color var(--transition-fast);
  white-space: nowrap;
}

.btn-primary {
  background: var(--gold-500);
  color: var(--navy-950);
}

.btn-primary:hover,
.btn-primary:focus-visible {
  background: var(--gold-400);
  transform: translateY(-2px);
  box-shadow: var(--shadow-md);
}

.btn-secondary {
  background: transparent;
  color: var(--white);
  border-color: rgba(255, 255, 255, 0.35);
}

.btn-secondary:hover,
.btn-secondary:focus-visible {
  border-color: var(--gold-400);
  color: var(--gold-300);
  transform: translateY(-2px);
}

.btn-outline-navy {
  background: transparent;
  color: var(--navy-900);
  border-color: var(--navy-900);
}

.btn-outline-navy:hover,
.btn-outline-navy:focus-visible {
  background: var(--navy-900);
  color: var(--white);
  transform: translateY(-2px);
}

.btn-block {
  width: 100%;
}

.btn:disabled {
  opacity: 0.6;
  cursor: not-allowed;
  transform: none !important;
}

/* ---------- 6. Site Header & Navigation ---------- */
.site-header {
  position: sticky;
  top: 0;
  z-index: 500;
  background: var(--navy-950);
  border-bottom: 1px solid rgba(255, 255, 255, 0.08);
  transition: box-shadow var(--transition-base), background-color var(--transition-base);
}

.site-header.is-scrolled {
  box-shadow: 0 8px 24px rgba(3, 10, 26, 0.35);
  background: rgba(7, 23, 53, 0.97);
}

.site-header__inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1.5rem;
  height: var(--header-height);
}

.site-logo {
  display: inline-flex;
  align-items: center;
}

.site-logo img {
  height: 30px;
  width: auto;
}

.main-nav {
  display: flex;
  align-items: center;
  gap: 2.25rem;
}

.main-nav__list {
  display: flex;
  gap: 2.1rem;
}

.main-nav__link {
  position: relative;
  font-weight: 500;
  font-size: 0.95rem;
  color: rgba(255, 255, 255, 0.78);
  padding: 0.5rem 0.1rem;
  transition: color var(--transition-fast);
}

.main-nav__link::after {
  content: "";
  position: absolute;
  left: 0;
  bottom: 0;
  height: 2px;
  width: 0;
  background: var(--gold-500);
  transition: width var(--transition-base);
}

.main-nav__link:hover,
.main-nav__link:focus-visible {
  color: var(--white);
}

.main-nav__link:hover::after,
.main-nav__link:focus-visible::after {
  width: 100%;
}

.main-nav__link[aria-current="page"] {
  color: var(--gold-400);
}

.main-nav__link[aria-current="page"]::after {
  width: 100%;
}

.header-cta {
  display: flex;
  align-items: center;
  gap: 1.5rem;
}

.nav-toggle {
  display: none;
  flex-direction: column;
  justify-content: center;
  gap: 5px;
  width: 42px;
  height: 42px;
  background: transparent;
  border: 1px solid rgba(255, 255, 255, 0.2);
  border-radius: var(--radius-sm);
}

.nav-toggle span {
  display: block;
  width: 20px;
  height: 2px;
  background: var(--white);
  margin-inline: auto;
  transition: transform var(--transition-base), opacity var(--transition-base);
}

.nav-toggle[aria-expanded="true"] span:nth-child(1) {
  transform: translateY(7px) rotate(45deg);
}

.nav-toggle[aria-expanded="true"] span:nth-child(2) {
  opacity: 0;
}

.nav-toggle[aria-expanded="true"] span:nth-child(3) {
  transform: translateY(-7px) rotate(-45deg);
}

/* ---------- 7. Hero ---------- */
.hero {
  position: relative;
  overflow: hidden;
  padding: clamp(4rem, 8vw, 7rem) 0;
}

.hero__bg-pattern {
  position: absolute;
  inset: 0;
  pointer-events: none;
  opacity: 0.5;
  background-image:
    linear-gradient(rgba(255, 255, 255, 0.05) 1px, transparent 1px),
    linear-gradient(90deg, rgba(255, 255, 255, 0.05) 1px, transparent 1px),
    radial-gradient(rgba(213, 173, 67, 0.35) 1px, transparent 1.5px);
  background-size: 56px 56px, 56px 56px, 28px 28px;
  background-position: center;
}

.hero__inner {
  position: relative;
  z-index: 1;
  display: grid;
  grid-template-columns: 1.1fr 0.9fr;
  gap: 3.5rem;
  align-items: center;
}

.eyebrow {
  display: inline-block;
  font-size: 0.8rem;
  font-weight: 700;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--gold-400);
  margin-bottom: 1.1rem;
}

.hero h1 {
  color: var(--white);
}

.hero h1 .accent,
.text-gold {
  color: var(--gold-400);
}

.hero__lede {
  font-size: 1.15rem;
  color: rgba(255, 255, 255, 0.72);
  max-width: 46ch;
  margin-bottom: 2rem;
}

.hero__actions {
  display: flex;
  flex-wrap: wrap;
  gap: 1rem;
}

.hero__panel {
  background: rgba(255, 255, 255, 0.04);
  border: 1px solid rgba(255, 255, 255, 0.12);
  border-radius: var(--radius-lg);
  padding: 2rem;
  backdrop-filter: blur(2px);
}

.hero__panel-item {
  display: flex;
  align-items: flex-start;
  gap: 1rem;
  padding: 1rem 0;
  border-bottom: 1px solid rgba(255, 255, 255, 0.1);
}

.hero__panel-item:last-child {
  border-bottom: none;
}

.hero__panel-icon {
  flex: 0 0 auto;
  width: 40px;
  height: 40px;
  border-radius: 50%;
  border: 1px solid var(--gold-500);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--gold-400);
}

.hero__panel-text strong {
  display: block;
  color: var(--white);
  font-size: 0.98rem;
  margin-bottom: 0.15rem;
}

.hero__panel-text span {
  font-size: 0.87rem;
  color: rgba(255, 255, 255, 0.6);
}

.page-hero {
  background: linear-gradient(180deg, var(--navy-950), var(--navy-900));
  padding: clamp(3.5rem, 7vw, 6rem) 0 clamp(3rem, 5vw, 4.5rem);
  position: relative;
  overflow: hidden;
}

.page-hero h1 {
  color: var(--white);
  max-width: 18ch;
}

.page-hero__lede {
  max-width: 60ch;
  color: rgba(255, 255, 255, 0.72);
  font-size: 1.1rem;
}

/* ---------- 8. Trust Strip ---------- */
.trust-strip {
  background: var(--off-white);
  border-bottom: 1px solid var(--border);
}

.trust-strip__list {
  display: flex;
  flex-wrap: wrap;
  justify-content: space-between;
  gap: 1.5rem;
  padding: 2rem 0;
}

.trust-strip__item {
  display: flex;
  align-items: center;
  gap: 0.75rem;
  font-weight: 600;
  color: var(--text-dark);
  font-size: 0.95rem;
  flex: 1 1 220px;
}

.trust-strip__icon {
  flex: 0 0 auto;
  width: 34px;
  height: 34px;
  border-radius: 50%;
  background: var(--light-blue);
  color: var(--navy-800);
  display: flex;
  align-items: center;
  justify-content: center;
}

/* ---------- 9. Section Headings ---------- */
.section-heading {
  max-width: 720px;
  margin-bottom: 3rem;
}

.section-heading.center {
  margin-inline: auto;
  text-align: center;
}

.section-heading .eyebrow {
  color: var(--gold-500);
}

.bg-navy .section-heading .eyebrow {
  color: var(--gold-400);
}

/* ---------- 10. Service Cards ---------- */
.services-grid {
  grid-template-columns: repeat(auto-fit, minmax(230px, 1fr));
  align-items: stretch;
}

.service-card {
  background: var(--white);
  border: 1px solid var(--border);
  border-top: 3px solid var(--gold-500);
  border-radius: var(--radius-md);
  padding: 2rem 1.75rem;
  box-shadow: var(--shadow-sm);
  display: flex;
  flex-direction: column;
  height: 100%;
  transition: transform var(--transition-base), box-shadow var(--transition-base);
}

.service-card:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow-md);
}

.service-card__number {
  font-family: var(--font-heading);
  font-size: 1.6rem;
  color: var(--gold-500);
  margin-bottom: 1rem;
}

.service-card h3 {
  margin-bottom: 0.75rem;
}

.service-card p {
  flex-grow: 1;
  font-size: 0.96rem;
}

.service-card__link {
  display: inline-flex;
  align-items: center;
  gap: 0.4rem;
  font-weight: 600;
  color: var(--navy-800);
  margin-top: 1rem;
  font-size: 0.92rem;
}

.service-card__link svg {
  transition: transform var(--transition-fast);
}

.service-card__link:hover svg,
.service-card__link:focus-visible svg {
  transform: translateX(4px);
}

.service-card__link:hover,
.service-card__link:focus-visible {
  color: var(--gold-500);
}

/* ---------- 11. About / Story Panel ---------- */
.story-grid {
  grid-template-columns: 1.2fr 0.8fr;
  align-items: center;
}

/* ---------- 12. Stats Panel ---------- */
.stats-panel {
  background: linear-gradient(160deg, var(--navy-950), var(--navy-800));
  border-radius: var(--radius-lg);
  padding: 2.5rem;
  color: var(--white);
  box-shadow: var(--shadow-lg);
}

.stats-panel__item {
  padding: 1.35rem 0;
  border-bottom: 1px solid rgba(255, 255, 255, 0.12);
}

.stats-panel__item:last-child {
  border-bottom: none;
}

.stats-panel__number {
  font-family: var(--font-heading);
  font-size: 2.2rem;
  color: var(--gold-400);
  display: block;
}

.stats-panel__label {
  font-size: 0.92rem;
  color: rgba(255, 255, 255, 0.72);
}

/* ---------- 13. Core Values / Value Cards ---------- */
.value-cards,
.about-values {
  grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
}

.mission-vision-grid {
  grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
}

.value-card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius-md);
  padding: 2rem;
  box-shadow: var(--shadow-sm);
  transition: transform var(--transition-base), box-shadow var(--transition-base);
}

.value-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-md);
}

.value-card__icon {
  width: 46px;
  height: 46px;
  border-radius: 50%;
  background: var(--light-blue);
  color: var(--navy-800);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 1.25rem;
}

/* ---------- 14. Process Steps ---------- */
.process-list {
  grid-template-columns: repeat(4, 1fr);
  position: relative;
  counter-reset: step;
}

.process-step {
  position: relative;
  padding-top: 1rem;
}

.process-step::before {
  content: attr(data-step);
  display: flex;
  align-items: center;
  justify-content: center;
  width: 54px;
  height: 54px;
  border-radius: 50%;
  background: var(--navy-950);
  color: var(--gold-400);
  font-family: var(--font-heading);
  font-size: 1.3rem;
  margin-bottom: 1.25rem;
  position: relative;
  z-index: 1;
}

.process-list::after {
  content: "";
  position: absolute;
  top: 37px;
  left: 8%;
  right: 8%;
  height: 1px;
  background: var(--border);
  z-index: 0;
}

/* ---------- 15. Benefits / Dashboard Illustration ---------- */
.benefits-grid {
  grid-template-columns: 1fr 1fr;
  align-items: center;
}

.benefits-list li {
  display: flex;
  align-items: flex-start;
  gap: 0.85rem;
  padding: 0.85rem 0;
  border-bottom: 1px solid var(--border);
  font-weight: 500;
  color: var(--text-dark);
}

.benefits-list li:last-child {
  border-bottom: none;
}

.benefits-list .check-icon {
  flex: 0 0 auto;
  width: 26px;
  height: 26px;
  border-radius: 50%;
  background: var(--gold-500);
  color: var(--navy-950);
  display: flex;
  align-items: center;
  justify-content: center;
}

.dashboard-illustration {
  background: var(--navy-950);
  border-radius: var(--radius-lg);
  padding: 1.75rem;
  box-shadow: var(--shadow-lg);
}

.dashboard-illustration__header {
  display: flex;
  gap: 0.4rem;
  margin-bottom: 1.25rem;
}

.dashboard-illustration__dot {
  width: 10px;
  height: 10px;
  border-radius: 50%;
  background: rgba(255, 255, 255, 0.2);
}

.dashboard-illustration__bars {
  display: flex;
  align-items: flex-end;
  gap: 0.6rem;
  height: 130px;
  padding: 0 0.25rem;
  margin-bottom: 1.5rem;
  border-bottom: 1px solid rgba(255, 255, 255, 0.12);
}

.dashboard-illustration__bar {
  flex: 1;
  align-self: flex-end;
  background: linear-gradient(180deg, var(--gold-400), var(--gold-500));
  border-radius: 4px 4px 0 0;
}

.dashboard-illustration__bar.h-40 { height: 40%; }
.dashboard-illustration__bar.h-45 { height: 45%; }
.dashboard-illustration__bar.h-50 { height: 50%; }
.dashboard-illustration__bar.h-55 { height: 55%; }
.dashboard-illustration__bar.h-60 { height: 60%; }
.dashboard-illustration__bar.h-65 { height: 65%; }
.dashboard-illustration__bar.h-70 { height: 70%; }
.dashboard-illustration__bar.h-75 { height: 75%; }
.dashboard-illustration__bar.h-80 { height: 80%; }
.dashboard-illustration__bar.h-85 { height: 85%; }
.dashboard-illustration__bar.h-90 { height: 90%; }
.dashboard-illustration__bar.h-95 { height: 95%; }

.dashboard-illustration__row {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 0.65rem 0;
  border-bottom: 1px solid rgba(255, 255, 255, 0.08);
  color: rgba(255, 255, 255, 0.75);
  font-size: 0.85rem;
}

.dashboard-illustration__row:last-child {
  border-bottom: none;
}

.dashboard-illustration__pill {
  padding: 0.2rem 0.6rem;
  border-radius: 100px;
  background: rgba(213, 173, 67, 0.16);
  color: var(--gold-300);
  font-size: 0.75rem;
  font-weight: 600;
}

/* ---------- 16. CTA Section ---------- */
.cta-section {
  text-align: center;
}

.cta-section h2 {
  max-width: 22ch;
  margin-inline: auto;
}

.cta-section__lede {
  max-width: 55ch;
  margin: 0 auto 2rem;
  color: rgba(255, 255, 255, 0.72);
}

.cta-section__actions {
  display: flex;
  justify-content: center;
  flex-wrap: wrap;
  gap: 1rem;
}

/* ---------- 17. FAQ Accordion ---------- */
.faq-list {
  max-width: 820px;
  margin-inline: auto;
}

.faq-item {
  border-bottom: 1px solid var(--border);
}

.faq-question {
  width: 100%;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  background: transparent;
  border: none;
  text-align: left;
  padding: 1.4rem 0.25rem;
  font-family: var(--font-heading);
  font-size: 1.1rem;
  color: var(--text-dark);
}

.faq-question__icon {
  flex: 0 0 auto;
  width: 30px;
  height: 30px;
  border-radius: 50%;
  border: 1px solid var(--border);
  display: flex;
  align-items: center;
  justify-content: center;
  position: relative;
  transition: transform var(--transition-base), border-color var(--transition-fast);
}

.faq-question__icon::before,
.faq-question__icon::after {
  content: "";
  position: absolute;
  background: var(--navy-800);
  transition: transform var(--transition-fast), opacity var(--transition-fast);
}

.faq-question__icon::before {
  width: 12px;
  height: 2px;
}

.faq-question__icon::after {
  width: 2px;
  height: 12px;
}

.faq-question[aria-expanded="true"] .faq-question__icon {
  transform: rotate(180deg);
  border-color: var(--gold-500);
}

.faq-question[aria-expanded="true"] .faq-question__icon::after {
  opacity: 0;
}

.faq-answer {
  overflow: hidden;
  max-height: 0;
  transition: max-height var(--transition-base);
}

.faq-answer__inner {
  padding: 0 0.25rem 1.5rem;
  color: var(--text-body);
}

/* ---------- 18. Contact Page / Form ---------- */
.contact-grid {
  grid-template-columns: 1.3fr 0.9fr;
  align-items: start;
}

.contact-form {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  padding: clamp(1.75rem, 3vw, 2.75rem);
  box-shadow: var(--shadow-sm);
}

.form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1.25rem;
}

.form-group {
  margin-bottom: 1.35rem;
}

.form-group label {
  display: block;
  font-weight: 600;
  font-size: 0.9rem;
  color: var(--text-dark);
  margin-bottom: 0.45rem;
}

.form-group .required {
  color: #b3452f;
}

.form-control {
  width: 100%;
  padding: 0.8rem 1rem;
  border: 1px solid var(--border);
  border-radius: var(--radius-sm);
  background: var(--off-white);
  color: var(--text-dark);
  transition: border-color var(--transition-fast), box-shadow var(--transition-fast);
}

.form-control:focus {
  outline: none;
  border-color: var(--gold-500);
  box-shadow: 0 0 0 3px rgba(213, 173, 67, 0.2);
  background: var(--white);
}

textarea.form-control {
  resize: vertical;
  min-height: 130px;
}

.form-hint {
  font-size: 0.82rem;
  color: var(--text-body);
  margin-top: 0.35rem;
}

.form-hint--footer {
  margin-top: 1rem;
}

.form-error {
  font-size: 0.82rem;
  color: #b3452f;
  margin-top: 0.35rem;
  display: none;
}

.form-group.has-error .form-control {
  border-color: #b3452f;
}

.form-group.has-error .form-error {
  display: block;
}

.form-checkbox {
  display: flex;
  align-items: flex-start;
  gap: 0.65rem;
  font-size: 0.9rem;
  color: var(--text-body);
}

.form-checkbox input {
  margin-top: 0.25rem;
}

.form-honeypot {
  position: absolute;
  left: -9999px;
  width: 1px;
  height: 1px;
  overflow: hidden;
}

.form-status {
  border-radius: var(--radius-sm);
  padding: 1rem 1.25rem;
  margin-bottom: 1.5rem;
  font-weight: 500;
  display: none;
}

.form-status.is-visible {
  display: block;
}

.form-status--success {
  background: #e6f3ea;
  color: #1e6b3a;
  border: 1px solid #bfe3cb;
}

.form-status--error {
  background: #fbeae7;
  color: #a23a25;
  border: 1px solid #f0c9c1;
}

.btn-spinner {
  width: 16px;
  height: 16px;
  border-radius: 50%;
  border: 2px solid rgba(7, 23, 53, 0.25);
  border-top-color: var(--navy-950);
  animation: spin 0.7s linear infinite;
  display: none;
}

.is-loading .btn-spinner {
  display: inline-block;
}

.is-loading .btn-label {
  opacity: 0.7;
}

@keyframes spin {
  to { transform: rotate(360deg); }
}

.contact-info-card {
  background: var(--navy-950);
  color: rgba(255, 255, 255, 0.8);
  border-radius: var(--radius-lg);
  padding: 2.25rem;
  margin-bottom: 1.5rem;
}

.contact-info-card h3 {
  color: var(--white);
}

.contact-info-card__row {
  display: flex;
  gap: 0.9rem;
  padding: 1rem 0;
  border-bottom: 1px solid rgba(255, 255, 255, 0.1);
}

.contact-info-card__row:last-child {
  border-bottom: none;
}

.contact-info-card__icon {
  flex: 0 0 auto;
  width: 38px;
  height: 38px;
  border-radius: 50%;
  border: 1px solid var(--gold-500);
  color: var(--gold-400);
  display: flex;
  align-items: center;
  justify-content: center;
}

.contact-info-card__row strong {
  display: block;
  color: var(--white);
  font-size: 0.92rem;
}

.contact-info-card__row span {
  font-size: 0.88rem;
}

/* ---------- 19. Legal Pages ---------- */
.legal-content {
  max-width: 820px;
  margin-inline: auto;
}

.legal-content h2 {
  margin-top: 2.5rem;
}

.legal-content h2:first-of-type {
  margin-top: 0;
}

.legal-notice {
  background: var(--light-blue);
  border: 1px solid var(--border);
  border-left: 4px solid var(--gold-500);
  border-radius: var(--radius-sm);
  padding: 1.25rem 1.5rem;
  margin-bottom: 2.5rem;
  font-size: 0.95rem;
  color: var(--text-dark);
}

.legal-content ul {
  margin: 0 0 1rem;
  padding-left: 1.25rem;
  list-style: disc;
}

.legal-content li {
  margin-bottom: 0.5rem;
}

/* ---------- 20. Footer ---------- */
.site-footer {
  background: var(--navy-950);
  color: rgba(255, 255, 255, 0.65);
  padding: 4.5rem 0 0;
}

.site-footer__top {
  display: grid;
  grid-template-columns: 1.4fr 1fr 1fr 1.1fr;
  gap: 2.5rem;
  padding-bottom: 3.5rem;
  border-bottom: 1px solid rgba(255, 255, 255, 0.1);
}

.site-footer__brand .site-logo img {
  height: 28px;
  margin-bottom: 1.15rem;
}

.site-footer__brand p {
  font-size: 0.92rem;
  max-width: 32ch;
}

.site-footer h4 {
  color: var(--white);
  font-size: 0.95rem;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  margin-bottom: 1.35rem;
}

.site-footer__links li {
  margin-bottom: 0.75rem;
}

.site-footer__links a {
  font-size: 0.92rem;
  transition: color var(--transition-fast);
}

.site-footer__links a:hover,
.site-footer__links a:focus-visible {
  color: var(--gold-400);
}

.site-footer__contact p {
  font-size: 0.92rem;
  margin-bottom: 1.25rem;
}

.site-footer__bottom {
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 1rem;
  padding: 1.75rem 0;
  font-size: 0.85rem;
}

.site-footer__tagline {
  font-family: var(--font-heading);
  font-style: italic;
  color: var(--gold-300);
}

.site-footer__legal-links {
  display: flex;
  gap: 1.5rem;
}

/* ---------- 21. Back to Top ---------- */
.back-to-top {
  position: fixed;
  right: 1.75rem;
  bottom: 1.75rem;
  width: 46px;
  height: 46px;
  border-radius: 50%;
  background: var(--gold-500);
  color: var(--navy-950);
  border: none;
  display: flex;
  align-items: center;
  justify-content: center;
  box-shadow: var(--shadow-md);
  opacity: 0;
  visibility: hidden;
  transform: translateY(10px);
  transition: opacity var(--transition-base), transform var(--transition-base), background-color var(--transition-fast);
  z-index: 400;
}

.back-to-top.is-visible {
  opacity: 1;
  visibility: visible;
  transform: translateY(0);
}

.back-to-top:hover,
.back-to-top:focus-visible {
  background: var(--gold-400);
}

/* ---------- 22. Scroll Reveal / Utility ---------- */
[data-reveal] {
  opacity: 0;
  transform: translateY(24px);
  transition: opacity 0.7s ease, transform 0.7s ease;
}

[data-reveal].is-revealed {
  opacity: 1;
  transform: translateY(0);
}

@media (prefers-reduced-motion: reduce) {
  [data-reveal] {
    opacity: 1;
    transform: none;
    transition: none;
  }
}

.text-center { text-align: center; }
.mt-0 { margin-top: 0; }
.mb-0 { margin-bottom: 0; }
.visually-hidden {
  position: absolute;
  width: 1px;
  height: 1px;
  overflow: hidden;
  clip: rect(0 0 0 0);
  white-space: nowrap;
}

.comparison-table-wrap {
  overflow-x: auto;
  border: 1px solid var(--border);
  border-radius: var(--radius-md);
}

.comparison-table {
  width: 100%;
  border-collapse: collapse;
  min-width: 640px;
}

.comparison-table th,
.comparison-table td {
  padding: 1rem 1.25rem;
  text-align: left;
  border-bottom: 1px solid var(--border);
  font-size: 0.92rem;
}

.comparison-table thead th {
  background: var(--navy-950);
  color: var(--white);
  font-family: var(--font-heading);
  font-weight: 600;
}

.comparison-table tbody tr:last-child td {
  border-bottom: none;
}

.comparison-table tbody tr:nth-child(even) {
  background: var(--off-white);
}

.service-detail {
  border-bottom: 1px solid var(--border);
  padding: clamp(3rem, 5vw, 4.5rem) 0;
}

.service-detail:last-of-type {
  border-bottom: none;
}

.service-detail__grid {
  grid-template-columns: 0.9fr 1.1fr;
  align-items: start;
}

.service-detail__number {
  font-family: var(--font-heading);
  font-size: 3.5rem;
  color: var(--gold-500);
  line-height: 1;
}

.service-detail__meta {
  background: var(--off-white);
  border: 1px solid var(--border);
  border-radius: var(--radius-md);
  padding: 1.5rem 1.75rem;
  margin-top: 1.5rem;
}

.service-detail__meta strong {
  display: block;
  color: var(--text-dark);
  font-size: 0.85rem;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  margin-bottom: 0.5rem;
}

.service-detail ul {
  list-style: none;
  padding: 0;
  margin: 0 0 1.5rem;
}

.service-detail ul li {
  display: flex;
  align-items: flex-start;
  gap: 0.75rem;
  padding: 0.65rem 0;
  border-bottom: 1px solid var(--border);
}

.service-detail ul li:last-child {
  border-bottom: none;
}

.service-detail ul li .check-icon {
  flex: 0 0 auto;
  width: 22px;
  height: 22px;
  border-radius: 50%;
  background: var(--gold-500);
  color: var(--navy-950);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-top: 0.1rem;
}